| Frequently
Asked Questions 1.
Do I have to be a homeowner to qualify for A-Debt-Consolidation-Loan.com loan?
Yes,
this offer is exclusively for homeowners. A-Debt-Consolidation-Loan.com loans
are secured by residential property
2. How do I find out what my interest rate will be? After
completing an loan application, an Account Executive will be able to run your
credit report and assess your information to determine the products and interest
rates available to you. The interest rates will be determined by your credit history,
loan amount, loan-to-value ratio, property specifics and any rate reduction options
that you select The term, or length of loan, will depend on whether you choose
a loan or a line of credit but generally ranges from 15 to 30 years. (but can
be paid off early at any point.) 3.How
do I know if A-Debt-Consolidation-Loan.com Loan will save me money? After
reviewing your online application, an Account Executive will compare what you
are paying now on your high-rate debt to what your consolidated payment would
be on a A-Debt-Consolidation-Loan.com loan. 4.
Is the interest tax deductible? Interest
paid on your account may be tax deductible up to 100% of your home's value. Always
consult with a tax advisor regarding your particular situation. 5.
Does filling out an application obligate me to complete a loan with you? No.
Filling out an application does not obligate you to anything. 6.What
are the advantages of a fixed-rate loan? With
a fixed-rate loan, the interest rate will be guaranteed for the life of your loan.
The payments are fully amortizing so when your loan is paid off, so is your debt!
7. How does
the loan process work? A
Loan Consultant will work with you to determine the products and interest rates
available to you. After we review your credit report, you will receive a list
of the documentation needed to complete your loan. Once your loan is approved,
in most states, we will arrange for a signing agent to come to your home to have
the final papers signed by you and you'll have your money in a matter of days.
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